The Fairbanks opinion is up. Not surprisingly (in light of the oral argument report), the Supreme Court has held that life insurance is not a "good" or a "service" within the meaning of the CLRA. Fairbanks v. Superior Court (Farmers New World Life Ins. Co.), ___ Cal.4th ___ (Apr. 20, 2009). The opinion addresses only life insurance, not insurance generally. Slip op. at 2 n.1.